Insurance
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November 21, 2024
PROPERTY INSURANCE - Exclusions - Household or homeowner's policies - Risks or perils
Appeal by Tremblett from an order dismissing his application for a declaration finding respondent Primmum Insurance Company ("Primmum") liable to compensate Tremblett for the loss and damage to his home under the Policy. Tremblett's home suffered damage due to the subsidence of the soil beneath it, resulting in foundation cracks. Tremblett reported the damage to Primmum and claimed the loss under his homeowner's insurance policy.
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November 21, 2024
Ontario announces $2B WSIB rebate for businesses
The Ontario government has announced Workplace Safety and Insurance Board (WSIB) rebates and fee reductions for businesses and workers that it says could total more than $2.5 billion starting in February of next year.
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November 20, 2024
Court allows appeal of insurance housing benefits for victim of 'catastrophic' car accident
The Ontario Superior Court of Justice has overturned a tribunal decision that denied the victim of a serious accident a special award for housing, even though the respondent insurance company had agreed to pay the amount.
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November 20, 2024
Why Saskatchewan court denied additional compensation for assaulted driver
Martin Luther King, Jr. said, “A right delayed is a right denied.” It is likely Munir Ahmad Malik would agree.
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November 20, 2024
Lazy, malingering or needy? | Courtney Mulqueen
The distinction between laziness and a mental health issue that leaves someone struggling to function can be lost on many people.
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November 19, 2024
Feds announce consultations on housing financialization, ending GST on new student residences
The federal government has launched consultations on “confronting the financialization of housing” and on removing GST on the construction of new student residences to incentivize the building of more student housing and ease rental housing pressures for students.
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November 19, 2024
New Quebec requirements for information security incidents reporting by financial institutions
The Regulation respecting the management and reporting of information security incidents by certain financial institutions and credit assessment agents (the Regulation), published in the Gazette officielle du Québec on Oct. 23, 2024, introduces new requirements to enhance the management and reporting of information security incidents to the Autorité des marchés financiers (AMF).
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November 18, 2024
Superior Court determines COVID-19 benefits are deductible from loss-of-income award
The Ontario Superior Court of Justice has settled the debate with regard to COVID-19 benefits.
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November 15, 2024
B.C. Court of Appeal allows appeal relating to definition of sub-contractor in insurance policy
The British Columbia Court of Appeal has overturned a lower court ruling in an insurance dispute, concluding that the judge erred in interpreting the definition of “sub-contractors” pursuant to an insurance policy relating to defence costs of third-party claims.
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November 15, 2024
Court of Appeal upholds finding that insurer waived its policy requirement of sworn ‘proof of loss’
In Stewart v. Bay of Quinte Mutual Insurance Co., 2024 ONCA 730, the Ontario Court of Appeal considered whether the trial judge made an error in concluding that the insurer had underpaid its policyholder for personal property damages arising out of a fire.