Insurance
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November 20, 2024
Court allows appeal of insurance housing benefits for victim of 'catastrophic' car accident
The Ontario Superior Court of Justice has overturned a tribunal decision that denied the victim of a serious accident a special award for housing, even though the respondent insurance company had agreed to pay the amount.
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November 20, 2024
Why Saskatchewan court denied additional compensation for assaulted driver
Martin Luther King, Jr. said, “A right delayed is a right denied.” It is likely Munir Ahmad Malik would agree.
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November 20, 2024
Lazy, malingering or needy? | Courtney Mulqueen
The distinction between laziness and a mental health issue that leaves someone struggling to function can be lost on many people.
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November 19, 2024
Feds announce consultations on housing financialization, ending GST on new student residences
The federal government has launched consultations on “confronting the financialization of housing” and on removing GST on the construction of new student residences to incentivize the building of more student housing and ease rental housing pressures for students.
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November 19, 2024
New Quebec requirements for information security incidents reporting by financial institutions
The Regulation respecting the management and reporting of information security incidents by certain financial institutions and credit assessment agents (the Regulation), published in the Gazette officielle du Québec on Oct. 23, 2024, introduces new requirements to enhance the management and reporting of information security incidents to the Autorité des marchés financiers (AMF).
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November 18, 2024
Superior Court determines COVID-19 benefits are deductible from loss-of-income award
The Ontario Superior Court of Justice has settled the debate with regard to COVID-19 benefits.
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November 15, 2024
B.C. Court of Appeal allows appeal relating to definition of sub-contractor in insurance policy
The British Columbia Court of Appeal has overturned a lower court ruling in an insurance dispute, concluding that the judge erred in interpreting the definition of “sub-contractors” pursuant to an insurance policy relating to defence costs of third-party claims.
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November 15, 2024
Court of Appeal upholds finding that insurer waived its policy requirement of sworn ‘proof of loss’
In Stewart v. Bay of Quinte Mutual Insurance Co., 2024 ONCA 730, the Ontario Court of Appeal considered whether the trial judge made an error in concluding that the insurer had underpaid its policyholder for personal property damages arising out of a fire.
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November 15, 2024
AI in the courtroom: Canadian Judicial Council’s new guidelines
With the rapid advancement of artificial intelligence (AI) technology, Canadian courts are under increasing pressure to address its impact. While some view AI as a possible threat to the rule of law and democracy within Canada’s justice system, AI also holds promise for enhancing court operations, reducing workloads, supporting judicial functions and improving access to justice.
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November 14, 2024
FSRA releases Proposed Guidance on Automobile Insurance Rating and Underwriting Supervision
The Financial Services Regulatory Authority of Ontario’s (FSRA) role in the automobile insurance sector includes a responsibility to ensure that all Ontarians have access to fairly priced automobile insurance. Recently, FSRA introduced its Proposed Guidance: Automobile Insurance Rating and Underwriting Supervision Guidance (Proposed Guidance), which aims to transition the sector to a principles-based regulatory model.