SCC gives guidance on interpreting insurance contracts, interplay of endorsements & exclusions
Counsel for the unsuccessful appellants, Joseph Obagi of Ottawa’s Connolly Obagi LLP, said Canadians ‘may need to have very serious conversations with their insurance broker to find out: Do I have guaranteed replacement coverage in the sense that, if my home burns down to the ground today, will you rebuild it tomorrow without me having to self-insure anything?’
Friday, January 30, 2026 @ 6:25 PM
Elaborating on how to interpret insurance contracts, the Supreme Court of Canada dismissed 7-2 the appeal of two homeowners who sought to compel their insurer to fully pay for rebuilding their flood-destroyed house, despite an exclusion for “compliance costs” and the ancillary exception that caps the compliance costs payout at $10,000 “for the increased cost of demolition, construction, or repair to comply with any law regulating the zoning, demolition, repair or construction of any insured buildings.” ... [read more]
BMO pays $4M penalty for Bank Act violations impacting over 100K clients
Monday, February 02, 2026 @ 4:47 PM
The Financial Consumer Agency of Canada (FCAC) has announced its placement of a $4-million administrative monetary penalty on the Bank of Montreal (BMO) for violating consumer provisions in the Bank Act. ... [read more]
Court to consider $60M settlement for Ontario training schools abuse class action
Monday, February 02, 2026 @ 4:43 PM
The Ontario Superior Court is set to consider a $60-million agreement to settle a class action concerning allegations that children held in Ontario’s youth detention facilities, also known as training schools, were subjected to a toxic environment as well as physical, sexual and psychological abuse. ... [read more]
Federal Court strikes judicial review of GIC decision on telecom policy citing alternative remedies
Monday, February 02, 2026 @ 3:46 PM
The Federal Court has dismissed a judicial review of the Governor in Council’s (GIC) refusal to vary a CRTC internet access policy, finding that parallel proceedings before the Federal Court of Appeal and a renewed petition to the Governor in Council provided adequate alternative remedies. ... [read more]
Access to Justice Week B.C. speaks to importance of system that evolves, listens and learns, AG says
Monday, February 02, 2026 @ 2:57 PM
British Columbia Attorney General Niki Sharma is marking Access to Justice Week by reaffirming the province’s commitment to building a justice system that is “responsive, inclusive and accessible.” ... [read more]