Property

  • July 24, 2024

    How Hinckley Allen Took On Rhode Island Beach-Access Law

    A Rhode Island judge this month sided with beachfront property owners, represented by Hinckley Allen & Snyder LLP, ruling that a 2023 law that shifts the public access line landward amounts to a taking.

  • July 24, 2024

    Conn. Cannabis Co.'s Income Loss Not Covered, Insurer Says

    An insurer said it has no obligation to cover a cannabis company's business income loss stemming from a February 2020 fire, telling a Connecticut federal court that the loss was not caused by a suspension of operations but rather damage to marijuana plants that aren't covered.

  • July 24, 2024

    6th Circ. Floats Remand Of Geico Agent Misclassification Suit

    The Sixth Circuit on Wednesday pressed Geico about plan documents reviewed by a lower court when it tossed agents' claims they were misclassified as independent contractors, floating the possibility of sending the case back for limited discovery.

  • July 24, 2024

    Nationwide Urges Mich. Court To Stand By Unitary Biz Ruling

    The Michigan Court of Appeals properly ruled that insurance companies that are part of Nationwide should file their taxes as a unitary group, the company told the appeals court, saying the state Treasury Department's request for reconsideration should be denied.

  • July 23, 2024

    6th Circ. Affirms Insurer's Early Win In Hail Damage Suit

    A welding company wasn't owed coverage for roof damage caused by wind and a hailstorm, the Sixth Circuit ruled, finding that a lower court didn't err in ruling that a cosmetic-damage exclusion in its policy precludes the damage at issue.

  • July 23, 2024

    Insurers Must Defend Well Driller In Lead Contamination Suit

    Insurers must defend a drilling company accused of contaminating a rental property's water supply with dangerous levels of lead, a Montana federal court ruled, saying they haven't shown the underlying claims fall outside the policies' insuring agreements or are otherwise excluded from coverage.

  • July 23, 2024

    'Surface Water' Stumps Mass. Justices In Loss For Insurers

    The top court in Massachusetts on Tuesday ruled in favor of a hospital seeking insurance coverage stemming from a severe rainstorm, saying it's unclear if water that pooled on the hospital's roof should be considered "surface water" that would trigger policy limits on flood damage.

  • July 22, 2024

    9th Circ. Affirms Dismissal Of Calif. Virus Coverage Suit

    The Ninth Circuit affirmed the dismissal Monday of a California event operators' COVID-19 insurance coverage dispute after the state's Supreme Court determined in May that the virus doesn't cause the type of property damage needed to trigger coverage.

  • July 22, 2024

    Nationwide Seeks Travelers' Aid In Hot Tub Illness Row

    Nationwide told a California federal court a Travelers unit must help defend a condominium association in an underlying lawsuit brought by a resident alleging he needed a double lung transplant because of hot tub contaminants, arguing Travelers' pollution exclusion and fungi or bacteria exclusion didn't apply.

  • July 19, 2024

    Chubb Unit Beats Manufacturer In R.I. COVID-19 Coverage Suit

    A knitted wire mesh manufacturer lost its bid for coverage for pandemic losses at its Mexico facilities because it didn't show that COVID-19 caused covered physical damage, a Rhode Island federal court ruled Friday, handing a win to the manufacturer's Chubb insurer.

  • July 19, 2024

    Calif. Justices Revive Row Over State Farm's Claims Handling

    California's Supreme Court revived a policyholder's case over State Farm's claims-handling practices, reversing an appeals court decision and agreeing with the state's attorney general that California's statute of limitations on unfair competition actions, not the policy or insurance code, governed the timing of the case.

  • July 18, 2024

    Insurer Settles Coverage Row Over Wash. Day Care Sex Abuse

    Following a contested nearly $25 million settlement agreement, an insurance coverage dispute arising from the molestation of children at an Olympia, Washington, day care center has been resolved, a Washington federal court announced Thursday.

  • July 18, 2024

    Towers Watson's Bump-Up Appeal Lifts Policyholder Hopes

    Towers Watson's request that the Fourth Circuit reject a lower court decision freeing its insurers from paying out $54 million in directors and officers coverage has raised policyholders' hopes that a favorable ruling will clarify the reach of so-called bump-up exclusions.

  • July 18, 2024

    Tobacco Cooperative's $10M Coverage Suit Trimmed

    A North Carolina federal court pared down a tobacco cooperative's suit accusing its excess insurer of wrongfully refusing to pay up to the full $10 million policy limit for defense and settlement costs associated with underlying suits brought by member growers.

  • July 18, 2024

    Split 9th Circ. Panel Backs Restoring DHS Bond Rule

    A Ninth Circuit panel upheld a Department of Homeland Security rule barring some immigration surety firms from posting bonds for detained border-crossers Thursday, saying the rule's 2021 ratification by current Homeland Security Secretary Alejandro Mayorkas cured any defects with its original introduction in 2020.

  • July 18, 2024

    9th Circ. Weighs Nevada High Court Cert. In Subrogation Suit

    The Ninth Circuit on Thursday suggested it might certify a question to the Nevada Supreme Court over whether an insurer can subrogate against another carrier if an underlying, covered settlement doesn't exceed their combined limits, questioning the extent they should be persuaded by two unpublished Nevada Supreme Court decisions.

  • July 18, 2024

    Vineyard Says Insurer Owes Coverage For $50M Of Bad Wine

    A vineyard is blaming its excess insurer for refusing to contribute to a settlement after an underlying lawsuit asserted more than $50 million in claims against it for allegedly damaging over 300,000 cases of wine, according to a case moved to Washington federal court.

  • July 18, 2024

    FEMA Flood Standard A Step In Right Direction, Experts Say

    The Biden Administration's decision last week to continue implementing a stronger flood protection standard is being welcomed by experts as a way to improve resiliency, even though the rule likely won't have a significant direct effect on flood insurance.

  • July 18, 2024

    Former Md. Insurance Head Reflects On Return To DLA Piper

    Kathleen Birrane returned to DLA Piper to lead the firm's U.S. insurance regulatory practice after four years as Maryland's insurance commissioner, resuming her role in private practice with years of experience working across state and international lines on emerging issues. Law360 spoke with Birrane by email about her career.

  • July 18, 2024

    Insurance Litigation Week In Review

    An Amazon insurer was given the green light to pursue its subrogation claims, a former Georgia insurance commissioner was sentenced to 3½ years for his kickback scheme, 3M couldn't get a quick win in its combat earplugs multidistrict litigation coverage dispute, and an electronics components maker lost its $100 million COVID-19 coverage appeal. Here, Law360 takes a look at this week's top insurance news.

  • July 18, 2024

    Ga. Mineral Co. Can't Nab Win In Row Over Talc Suit Coverage

    A Georgia federal judge declined to grant a win to a mineral products company trying to compel a Travelers unit to defend it against an underlying suit claiming that it supplied asbestos-containing talc products.

  • July 17, 2024

    Conn. Enacts Legislation To Support Captive Insurers

    Connecticut Gov. Ned Lamont signed into law an act aimed at furthering the state's commitment to the captive insurance industry, building upon the legislative efforts of recent years that have positioned Connecticut as the leading domicile for captives.

  • July 17, 2024

    U. Miami Climate Leader Sees Chance For Innovation

    With Miami often called the "ground zero" of the climate change crisis, the University of Miami in 2022 launched a Climate Resilience Academy to coordinate an interdisciplinary response. Nearly a year into his tenure, its leader reflects on the opportunity for midsize city innovation in infrastructure in the face of climate challenges.

  • July 17, 2024

    Md. Justices Say Amazon Insurer Can Pursue Subrogation

    An insurer for Amazon can continue to pursue subrogation against subcontractors for a Baltimore warehouse construction project, the Maryland Supreme Court unanimously ruled, after the insurer said it covered Amazon for over $50 million worth of damage caused by severe weather.

  • July 16, 2024

    AIG Unit Must Face Mall's COVID-19 Coverage Claims

    An AIG unit must face claims that it is liable for a mall operator's losses from rent abatement agreements entered into with tenants during the COVID-19 pandemic, a California federal court ruled, also finding a material dispute about whether the policy's contamination exclusion bars coverage for pandemic-related losses.

Expert Analysis

  • How Cannabis Cos. Can Comply With NJ Industrial Site Law

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    As New Jersey’s recreational cannabis market flourishes, manufacturers that may be subject to a state environmental law must take extra precautions to mitigate potential liabilities and costs, including for historical contamination, says Matthew Karmel at Offit Kurman.

  • As EVs Surge, Regs For Charger Warranties Remain Murky

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    Even as electric vehicles move rapidly into the mainstream, extended warranties for EV chargers do not always fit clearly into existing regulatory categories — but how such contracts are classified can have serious implications for the companies that issue and sell them, say attorneys at Locke Lord.

  • Tips For Plaintiffs Attorneys Ahead Of Expanded Fire Season

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    With the expansion of fire season — both in length of time and geography — plaintiffs lawyers can expect fire-related litigation to increase this coming year and need to prepare themselves and their clients for claims that are complex, time-consuming and costly, says Gerald Singleton at Singleton Schreiber.

  • Establishing A Record Of Good Faith In Mediation

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    Viacom v. U.S. Specialty Insurance, and other recent cases, highlight the developing criteria for determining good faith participation in mediation, as well as several practical tips to establish such a record, says Richard Mason at MasonADR.

  • Using ChatGPT To Handle Insurance Claims Is A Risky Move

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    ChatGPT gets some insurance law questions surprisingly wrong, and while it handles broader coverage concepts significantly better, using it to assist with coverage questions will likely lead to erroneous results and could leave insurers liable for bad faith, says Randy Maniloff at White and Williams.

  • Insureds Must Prep For Drought-Related Service Interruptions

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    Amid the ongoing U.S. water crisis, corporate policyholders must prepare for the emerging risk of service interruption property damage and time element loss, including through careful examination of their current and renewal property policies, says Micah Skidmore at Haynes Boone.

  • Fla. Bill Would Rein In Personal Injury Litigation Excesses

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    A recently proposed bill in the Florida House that would change bad-faith laws and the admissibility of medical bills for services performed under a letter of protection would provide reasonable checks on practices that are far too common in personal injury cases in the Sunshine State, say attorneys at Baker Donelson.

  • A Missing Issue In 'Blank Space' Insurance Ruling

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    As Norwegian Hull Club v. North Star heads to trial in Florida federal court, the most interesting part of the court opinion denying summary judgment is the argument it doesn't address — contra proferentem, which could have been used to resolve the case's blank space ambiguity in the policyholder's favor, say Jeffrey Mikoni and Scott Greenspan at Pillsbury.

  • High Court Ax Of Atty-Client Privilege Case Deepens Split

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    The U.S. Supreme Court's recent dismissal of In re: Grand Jury as improvidently granted maintains a three-way circuit split on the application of attorney-client privilege to multipurpose communications, although the justices have at least shown a desire to address it, say Trey Bourn and Thomas DiStanislao at Butler Snow.

  • Wis. High Court Ruling May Open Door To Coverage Exception

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    The Wisconsin Supreme Court’s recent decision in Dostal v. Strand finding that an insurer had to defend a civil action following the defendant's criminal conviction on the same facts nonetheless may suggest an exception to the complaint test for determining an insurance company's defense obligation, say David Hollander and Clementine Uwabera at Stafford Rosenbaum.

  • Trial Lawyers Rejoice: Justices May Clarify Issue Preservation

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    The U.S. Supreme Court's recent grant of certiorari in Dupree v. Younger should be a boon to trial and appellate lawyers as the decision will likely standardize a rule for appellate issue preservation, bringing much-needed clarity to an area critical to general litigation success, says Jeremy Christiansen at Gibson Dunn.

  • Minimizing Landlord Exposure To NY's Gray Cannabis Market

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    As New York rolls out its legal adult-use cannabis regime, landlords renting to as-yet unlicensed cannabis establishments may face liability under two statutes — but a few commonsense steps can help protect them from this risk, say attorneys at Carter Ledyard.

  • Cultivating Good Relationships With Insurance Regulators

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    Insurers can develop mutually beneficial working relationships with insurance regulators by following some simple tips for streamlining communication, knowing how and when to ask for help, and treating regulatory staff with professional courtesy, says Layna Rush at Baker Donelson.

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